Education Loan EMI Calculator
Calculate Your Loan EMI
Check your monthly payments
Adjust the loan amount and interest sliders on the left, then click the Calculate EMI button to check your monthly breakdown.
Education Loan EMI Calculator
Planning to fund your studies with a loan? Our Education Loan EMI Calculator helps students estimate monthly installments instantly — just enter loan amount, interest rate, and tenure.
It makes budgeting easier, helps compare lenders, and removes confusion around repayment before you even apply. Plan smarter, borrow confidently, and avoid surprises later.
Education Loan Moratorium
An education loan moratorium period is a grace period where borrowers are exempt from paying monthly EMIs while studying, usually covering your course duration plus 6 months to 1 year post-graduation.
Note: Interest continues to accumulate during this time and gets added to your total loan amount if left unpaid.
Central Sector Interest Subsidy (CSIS)
Integrated with the Scholarship Scheme Portal framework, the CSIS scheme covers 100% of the interest accrued during the moratorium for eligible students.
Students from OBC, SC, ST, EWS, or Minority categories pursuing professional courses in India with a family income below Rs. 4.5 Lakhs qualify.
Quick FAQ
Can I get a collateral-free loan?
Yes, major banks and NBFC partners offer unsecured education loans ranging from Rs. 40 Lakhs to Rs. 75 Lakhs for approved domestic and international programs.